Coinbase
USDC Rewards
3.50% rewards
Verified Aug 8, 2026
Coinbase pays the reward.
How your money earns
You → Coinbase → USDC
Extra risk
Coinbase custody · USDC
CustodialLearn more →
Stablecoin earnings, explained.
Stablecoin earnings, explained.
See what you could earn, where the return comes from, and what extra risk you take.
Coinbase
3.50% rewards
Verified Aug 8, 2026
Coinbase pays the reward.
How your money earns
You → Coinbase → USDC
Extra risk
Coinbase custody · USDC
Kraken
Up to 1.75% APY
Verified Aug 8, 2026
Kraken pays the reward.
Your estimated earnings
≈ $175 / year
How your money earns
You → Kraken → USDC
Extra risk
Kraken custody · USDC
3.34% estimated APR
Verified Aug 8, 2026
Borrowers in on-chain lending markets pay the interest.
How your money earns
You → OKX → Spark → Borrowers
Extra risk
OKX custody · Spark smart contracts · Lending market · USDC
Aave
Up to 6.25% per year
Verified Aug 8, 2026
Borrowers pay the yield.
Your estimated earnings
≈ $625 / year
How your money earns
You → Aave → Borrowers
Extra risk
Aave smart contracts · Collateral markets · Liquidity · USDC
Morpho
4.92% net APY
Verified Aug 8, 2026
Borrowers across lending markets pay the yield.
Your estimated earnings
≈ $492 / year
How your money earns
You → Steakhouse vault → Morpho markets → Borrowers
Extra risk
Vault curator · Morpho smart contracts · Collateral markets · Liquidity · USDC
Superstate
3.53% 30-day yield
Verified Aug 8, 2026
Short-term U.S. Treasuries generate the return.
How your money earns
You → USTB → Fund → U.S. government securities
Extra risk
Fund structure · Securities eligibility · Custody · Liquidity
Limited to Accredited Investors and Qualified Purchasers.