Back to Earn comparisonSelf-custodySimple
Aave
Aave App
On-chain lending
You supply stablecoins into lending markets where borrowers pay interest.
Up to 6.25% per year
USDC
Verified Aug 8, 2026
How your money earns
- You
- Aave
- Borrowers
Where the return comes from
Borrower interest
Funds are supplied into Aave lending markets. Borrowers take overcollateralized loans and pay interest, which accrues to suppliers.
Source →What you take on
- Aave smart contracts
- Collateral markets
- Liquidity
- USDC
Returns depend on Aave lending markets and introduce smart-contract, collateral, liquidity and protocol risks.
Access
- Availability
- Availability and rate boosts depend on region and eligibility.
- Lock-up and liquidity
- No stated lock-up