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Coinbase
USDC Rewards
Exchange rewards
The provider pays rewards while you keep the stablecoin in your account.
3.50% rewards
USDC
Verified Aug 8, 2026
How your money earns
- You
- Coinbase
- USDC
Where the return comes from
Coinbase-funded rewards
Coinbase pays eligible users rewards for holding USDC. Coinbase states that it does not lend or use the customer's USDC without instruction.
Source →What you take on
- Coinbase custody
- USDC
You rely on Coinbase custody and remain exposed to the underlying risks of USDC. Coinbase can change or discontinue the rewards program.
Access
- Availability
- Available only to eligible Coinbase customers. Rates and eligibility vary by country and account type.