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Kraken
USDT Flexible Rewards
Exchange rewards
The provider pays rewards while you keep the stablecoin in your account.
Up to 3.75% APY
USDT
Verified Aug 9, 2026
How your money earns
- You
- Kraken
- USDT
Where the return comes from
Kraken-funded rewards
Kraken pays eligible users rewards for holding USDT through its Opt-In Rewards program. Kraken states that the program is fully funded by Kraken and that participating stablecoins are not lent out.
Source →What you take on
- Kraken custody
- USDT
You rely on Kraken custody and remain exposed to the underlying risks of USDT. Reward eligibility and rates can change.
Access
- Availability
- Available only to eligible Kraken customers in supported regions. The displayed flexible rate is from Kraken's India product page; rates and eligibility vary by region and account type.